Protecting Floridians
for over 45 years


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A word from our CEO

As we celebrate over 46 years in service to you, we want to thank our policyholders and agent partners. We appreciate your trust in FCBI as a Florida company, owned by Florida policyholders, and employing Florida workers.

It has been a very successful nearly half-century in business! Our policyholder portfolio includes a wide variety of Florida businesses, our team has grown substantially over the years while still providing the industry’s best policy services, claims handling and loss control, and our agent partners are the strongest in the industry.

Financially, we are stronger than ever with $75mm in gross written premium, $147mm in admitted assets, and $69mm in surplus with a .92 to 1 net writing ratio. A huge thank you to all of our employees, agents and policyholders for helping us achieve these outstanding results!

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Debra C. Ruedisili
Chief Executive Officer


About FCBI

The FCBI team is completely committed to providing our agents with efficient and personalized service. Our licensed insurance professionals work both in our offices and in the field with our agents to review the proposed business and make underwriting decisions on the spot. The selection of business is just one part of the equation. The FCBI team at USIS has professionally managed claims and loss control for over 19 years. Our leadership team brings decades of industry experience in leading this team of industry experts.

The FCBI Difference

Our Mission: To Provide outstanding customer service for our agency partners and their policyholders.

Our Vision: To Be Your Trusted Partner for Workers’ Compensation.

Our Core Values: Communication, Integrity, Flexibility, Knowledge, Partnership, Fun.

If these values matter to you…we would like to talk to you!


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Our Mission is to provide outstanding customer service for our agency partners and their policyholders, and we know that starts with people. Chances are you’re researching several other companies, so why should you choose FCBI?

Because we’re a different kind of company.