The FCBI team is completely committed to providing our agents with efficient and personalized service. Our licensed insurance professionals work both in our offices and in the field with our agents to review the proposed business and make underwriting decisions on the spot. The selection of business is just one part of the equation. The FCBI team at USIS has professionally managed claims and loss control for over 19 years. Our leadership team brings decades of industry experience in leading this team of industry experts.